Paying rent is, unfortunately, a part of life. Finding apartments that accept bankruptcies can be difficult, especially as you’re trying to rebuild your credit. This task is not impossible, but it may feel that way at times. This can feel like a daunting task for people who are unfamiliar with how bankruptcy affects credit and … Continue reading How to Find Apartments That Accept Bankruptcies
Credit cards are the most common example of revolving debt. As a child or teen, credit cards seem like a source of free money with absolutely no strings attached. This can’t be further from the truth. If you’re constantly living outside your means and charging your card, you’ll very quickly find yourself in a dire … Continue reading How Much Credit Card Debt is Too Much?
If you’re drowning in credit card debt, debt from medical bills, or if you have any other unsecured debts, then filing bankruptcy can help relieve some of the stress. However, if you’re also living on a fixed income that’s funded from Social Security benefits, you may be thinking about Chapter 7 and social security income. … Continue reading Chapter 7 and Social Security Income
Financial management is a life skill that can’t be overstated. Poor financial management mixed with unexpected tragedies can leave you with a mountain of debt that keeps piling up. In this blog, we’ll talk about some common mistakes that can lead to bankruptcy and how to avoid them. We’ll also talk about how filing for … Continue reading Mistakes That Can Lead to Bankruptcy
Bankruptcy can be a reset button for many families, but the process isn’t as easy as pressing a button. Bankruptcy courts have strict rules and regulations that you have to follow when it comes to filing for bankruptcy. Following these rules can mean the bankruptcy court grants a discharge. If these rules are violated, the … Continue reading Bankruptcy Dismissal vs. Discharge
Buying a car is a big decision to make. Reliable transportation can expand your education and employment opportunities. Transportation can also give you the freedom you need to pursue the life you want to live. The average cost of a vehicle at the end of 2021 was over $47,000. Used cars cost an average of … Continue reading What Credit Score is Needed to Buy a Car?
If you feel like you’re drowning in credit card debt, you’re certainly not alone. In the last quarter of 2020, Americans shared a grand total of $820 billion in credit card debt. Additionally, the average American has at least $5,000 in credit card debt. These are huge, scary numbers. The good news is that there … Continue reading Credit Card Refinancing vs. Debt Consolidation
In August 2022, President Biden announced student loan forgiveness for millions of low and middle income borrowers who are facing significant financial hardship. Additionally, Biden announced a plan to address the widespread student debt crisis in the United States. Even still, many Americans don’t qualify for relief or will have thousands of dollars left in … Continue reading Student Loan Forgiveness 2022
Maybe you just wrapped up a bankruptcy case and your bankruptcy discharge isn’t what you hoped it would be or you didn’t receive a discharge at all. You may be wondering: how often can you file bankruptcy? Can you even file for bankruptcy more than once? Multiple bankruptcy filings are possible – and even useful … Continue reading How Often Can You File Bankruptcy?
Whether we like it or not, credit reports are a huge indicator of how financially healthy and responsible we are. Years of crippling debt can lead to years of late payments. Unfortunately, years of late payments can damage your credit score for up to seven years, making it difficult for you to receive necessary loans, … Continue reading Removing Late Payments From Credit Report