All posts by Kathyrn Skelton

Student Loans & Bankruptcy

Fresh Start Through Bankruptcy Act Brings Potential for Historical Student Debt Relief through Bankruptcy One of the biggest topics for discussion throughout many COVID-19 pandemic relief conversations, 2020 presidential campaigns, and almost anyone who is or knows a college graduate involves student loan debt relief. Many progressives have been pushing the current administration to cancel … Continue reading Student Loans & Bankruptcy

White House rolls out new Mortgage Assistance Options

Mortgage Assistance Options Throughout this month’s blog we’ve been discussing your options for settling mortgage arrears through bankruptcy in Alabama. The timing is almost perfect in conjunction with this past week’s announcement from the White House for renewed mortgage assistance programs for those financially affected by the COVID-19 pandemic and its variants. Nearly 2 million, … Continue reading White House rolls out new Mortgage Assistance Options

How to Handle Mortgage Arrears in a Chapter 13 Bankruptcy

Two‌ ‌of‌ ‌the‌ ‌most‌ ‌important‌ ‌things‌ ‌we‌ ‌want‌ ‌our‌ ‌clients‌ ‌and‌ ‌readers‌ ‌to‌ ‌learn‌ ‌from‌ ‌this‌ ‌month’s‌ ‌blog‌ ‌coverage‌ ‌on‌ ‌mortgage‌ ‌options‌ ‌and‌ ‌bankruptcy‌ ‌is‌ ‌that‌  ‌a)‌ ‌there‌ ‌are‌ ‌plenty‌ ‌of‌ ‌assistance‌ ‌options‌ ‌for‌ ‌when‌ ‌you’re‌ ‌behind‌ ‌on‌ ‌your‌ ‌mortgage‌ ‌and‌ ‌b)‌ ‌declaring‌ ‌bankruptcy‌ ‌does‌ ‌not‌ ‌always‌ ‌mean‌ ‌that‌ ‌you‌ ‌will‌ ‌lose‌ ‌your‌ ‌home‌ ‌and‌ ‌property.‌ ‌We‌ ‌are‌ … Continue reading How to Handle Mortgage Arrears in a Chapter 13 Bankruptcy

The Basics of Loan Modifications

The National Foreclosure Moratorium Ended: The Basics of Loan Modifications Last Month, our blog prepared our clients and readers for the end of many COVID-19 financial assistance programs – one of those being the ending of the national moratorium on foreclosures and evictions. Beginning July 2021, many financial institutions and experts are expecting record numbers … Continue reading The Basics of Loan Modifications

Alabama COVID Foreclosure Eviction Moratorium Ending

COVID & CARES Act: The National Foreclosure and Eviction Moratorium is Ending on June 30th & I’m behind on my payments, now what? Like we mentioned in our last blog post, this month our office’s main focus is on helping our clients throughout Alabama prepare their finances for the ending of multiple COVID-19 pandemic assistance … Continue reading Alabama COVID Foreclosure Eviction Moratorium Ending